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What To Do If Your Workers Compensation Claim Is Denied

Whether you are suffering from a cumulative trauma injury, like carpal tunnel or another repetitive strain injury, or a more serious occupational disease, like certain cancers that arise as a result of job conditions, you are eligible for workers compensation benefits. Hundreds of thousands of workers are injured or develop an occupational illness every year across the nation. According to the website of the Sampson Law Firm, many of these victims live paycheck to paycheck and may not be able to support themselves and their family if they suddenly cannot return to work because of their injuries. Unfortunately, some insurance companies do not grant benefits to workers so easily; even if the worker is in serious need. In some cases perfectly valid claims are denied, which should obviously never happen.

Applying for workers compensation benefits can unfortunately be a very stressful and complicated process, especially if your claim is denied. Fortunately, you don’t have to face this hectic experience alone. If your workers compensation claim has been denied, you shouldn’t lose hope. Instead, speak with a legal professional about filing an appeal.

Understanding the Appeal Steps

The biggest mistake you can make if your workers compensation claim is denied is to file a new workers compensation claim. This simply starts the whole process over again. Instead, you should file an appeal. If your claim has been denied, make sure to follow these four steps:

  • Look over your application and find out why the application was rejected. Check for inaccuracies, mistakes, or for missing information.
  • Call an experienced workers compensation attorney if you haven’t already
  • Correct the mistakes on your application
  • File a claim appeal with the appropriate entity and begin the appeal process

By hiring an attorney before you even file your initial claim, you can significantly increase your chances of receiving workers’ compensation benefits the first time.

This is because an attorney’s knowledge and experience working with these kinds of cases enables them to notice potential mistakes in your application from the get-go, rather than after an application is denied. Many applicants fail to include the necessary medical evidence in their applications, leading to the rejection of otherwise valid claims, forcing them to either start the process anew or file an appeal.

Either way, these people are not receiving important benefits that they need in order to carry on with their normal lives while recovering from their injuries. Workers’ compensation is a form of insurance, and insurance providers regardless of their niche, do everything within their power to reduce the amounts they have to pay to their customers. Insurance is a business, and in our society it is beyond rare for a business to put people before their profits. Because of this sad truth, hiring a workers’ compensation lawyer may be necessary for an injured worker to have a fighting chance at receiving the benefits that he or she needs.

Exposure To Toxic Substances

While any occupation might, at times, expose workers to dangerous or toxic substances, these accidents are most often seen in manufacturing or construction-related occupations. Regardless of where these incidents occur, however, any extended or severe exposure to toxins can have devastating results on a person’s health. Depending on the severity of the exposure and its impact, workers who are affected might have to leave their jobs to seek medical help. This job loss, temporary or permanent, and the necessary medical treatment could leave workers with no reasonable way to support themselves and their loved ones financially. However, through the benefits of workers’ compensation payments, many workers who suffer from toxic substance exposure are actually able to financially support themselves and maintain their lifestyle to a certain extent.

While everyone’s individual case is different, many of the cases of injured workers that involve toxic exposure result in significant physical or mental damage. Because toxic substances can attack the mind as well as the body, they are especially dangerous for workers who come into contact with them regularly or for long periods of time. These long periods of exposure maximize the risk that workers will be negatively affected by the exposure, leaving them with potentially life-changing effects.

Dangerous Toxins

There are many kinds of toxic substances that are dangerous for workers to handle. But some of the most common include:

  • – Mercury
  • – Lead
  • – Pesticides
  • – Liquified petroleum gas (LPG)
  • – Carbon monoxide
  • – Sulfur
  • Ammonium nitrate (Like in fertilizer plants)

Whether your job exposed you to these or other dangerous toxins, you may be entitled to pursue workers compensation benefits. If you or a person you work with has been negatively affected by exposure to dangerous toxins at the workplace, contact an experienced personal injury lawyer today to discuss your legal options for getting workers’ compensation benefits.