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Highway Defects

There is always an element of risk for drivers when operating at high speeds, such as when they are on the highway. They have less time to react to driver errors, and collisions occur with greater force. However, such accidents are not always caused by the mistakes of another motorist, but instead occur for reasons beyond any drivers control. Highway defects that are not repaired can cause someone to lose control of their vehicle and force them into a collision. Local municipalities are responsible for maintaining the safety of the roads, and when they fail to do so innocent drivers may be forced to endure severe injuries and property damage. Fortunately, victims of highway defect accidents may be able to hold municipal governments liable for losses such as medical bills and car repairs.

Types of Highway Defects

Especially on the highway, road defects often take drivers unawares. These defects should be preventable but for the negligence of a municipal government. Following are some of the most frequent highway defects that directly contribute to accidents:

  • Potholes
  • Uneven pavement
  • Shoulder drop-off
  • Road debris
  • Missing guardrails
  • Incorrect or absent signs

Any collision has the potential to cause severe and life changing injuries, putting the victim under significant medical and financial burdens. Unfairly incurred injuries from a road defect accident could force someone to make significant changes to their lifestyle. In such a situation, they may find it necessary to manage their medical bills and other losses by filing a lawsuit against the local municipality.

If you have been the victim of a highway defect accident, you may be able to hold the municipal government liable for your medical expenses, lost wages, and other losses. It is most likely in your best interest to contact an attorney specializing in injury law to ensure that your rights are protected.

Talking To Insurance Providers After Auto Accidents

The moments following an automobile accident can be stressful and even frightening, especially if you have never been in an accident before and are not sure how to properly react. In most cases, you will have to make a number of phone calls following an accident. After calling emergency services and a family member or close friend, you will also need to contact your insurance company to file a claim. This can be a very important phone call, so you should be careful of what you say to your insurance provider so you do not inadvertently lose your chances of recovering financial benefits. Even if you trust your insurance provider and believe you deserve financial benefits, you could accidentally say something to your provider that could put you at risk of sounding at fault for the accident.

Phrases You Should Avoid

Car accidents can be serious and may leave you temporarily or even permanently disabled. In these situations, according to, you may need financial compensation from your insurance company and also from the party at fault to help pay for auto repair bills, medical expense, and other damages. However, there are certain missteps that one may take when talking to an insurance provider that can eliminate ones eligibility for this remuneration.

When speaking to your insurance provider, make sure you avoid the following phrases:

  • “I am not hurt.” Injuries are not always apparent immediately after an accident. In fact, whiplash can take days or weeks to arise, so do not talk about your injuries until after you have seen a doctor.
  • “It was my fault.” If you admit that the accident was your fault, you can lose all chances at recovering insurance benefits or compensation for injuries. It is important to talk to an attorney about this issue as he or she may be able to determine that a less obvious party is at fault, such as a negligent municipal agency.
  • “I accept your first offer of compensation.” Do not accept any amount until your personal injury attorney has looked over it and helped you determine if it is the full amount you deserve.